Money habits
You didn't fail at budgeting. The budget failed you.
Budgeting apps ask you to be disciplined first. Elixir sizes the next action to your week: two minutes a day, a Harmony Score that shows alignment, and a streak that forgives a missed day.
14 days free · $9.99/mo · Founding Member $49.99/year locked in vs regular $89.99. Cancel anytime. United States, iOS and Android.
Two minutes a day
A few small tasks a day: check in, then two more that rotate. Finish two and the day counts.
A streak that forgives
Miss a day and a freeze covers you, so the habit survives a bad week. The streak is structure for showing up.
One number you can read
Your Harmony Score moves with what you actually do: categorizing, staying in budget, saving, reviewing. Progress you can read at a glance.
How a habit actually holds
01
Make it small
The daily list is short on purpose. A task you can finish while the kettle boils is a task you'll do tomorrow too.
02
Make it visible
Streaks, levels and a score that ticks up show that the last three weeks weren't nothing.
03
Make it adaptable
When income, travel or a messy week shows up, the next action shrinks with it. You don't start over from a blank budget.
Is this just points and badges on a spreadsheet?+
No. The score is computed from real behavior: how much of your spending is categorized, whether you're on budget pace, whether you saved or paid down debt, whether you reviewed the month. Gaming it means doing the things that actually help.
What if I break the streak?+
You get freezes that cover missed days automatically. If a streak does end, nothing else resets. Your data, budgets and goals stay exactly where they were.
Do I have to enter transactions by hand?+
Only if you want to. Connect a US bank through Plaid and transactions arrive already sorted; the daily task is confirming the handful we weren't sure about.
Give it two minutes a day for a week.
That's the whole ask. 14 days free on iOS and Android. If the habit doesn't hold, cancelling takes one tap.